Nobody withholds taxes from gig pay. There is no employer quietly moving money aside with every paycheck, so four times a year the bill arrives as one lump — and drivers who did not set money aside meet it with an empty account and a scramble. The Gig Worker Quarterly Tax Payment Calculator from DealShore replaces that surprise with a system. It does not do your taxes, it picks no rate for you, and it guarantees no outcome. It makes sure the money for the bill is already waiting when the bill comes, because you moved it there a little at a time.
What the kit is, in plain terms, is a 10-page printable PDF worksheet system plus a working calculator spreadsheet. Every figure in it comes from your own records: income copied from each app’s own earnings summary — the app’s number, never a guess — and expenses written down the day you pay them, with receipts kept findable. The one judgment call in the whole system, your set-aside percentage, is deliberately yours to choose with a tax professional. The kit writes that choice down with its date and a re-check date, instead of pretending one rate fits every driver.
It was created because the problem is not knowledge — most drivers know the bill exists. The problem is timing and arithmetic scattered across apps. Income lives in two or three different earnings screens, expenses live in a glovebox and a bank feed, and the quarter’s number gets estimated in a hurry at payment time, usually low, because nothing was set aside along the way. A monthly log and a single quarter worksheet fix both halves: the records stay current in small pieces, and the math is always the same four steps — income in, expenses down, net, times your percentage, one number out.
Inside, the START HERE page explains where your files live in your Etsy account and which file is for what. The Moment This Solves page states it in one line: the lump-sum bill nobody withheld for. Income In sets the monthly habit of copying each app’s own summary figure. Expenses Down covers logging each cost the day you pay it, with the receipt kept where you can find it at filing time. Your Set-Aside Percentage is the page where your professionally guided choice is recorded, dated, and given a re-check date, so an old decision never silently runs for years.
The Quarter Worksheet is the heart of the kit: it walks the four steps on one page and produces the single number you need for the payment. Payment Day is a checklist that copies the due date and payment channel from the official source your tax professional names — this kit states no deadline of its own — and keeps the confirmation with the quarter’s pages, permanently. If a Quarter Runs Short replaces panic with plain arithmetic: a catch-up plan that spreads the gap across the weeks you actually have. The Year View closes the kit by putting all four quarters on one page, in the shape a tax preparer will thank you for at filing time.
Who is it for? Delivery, rideshare, and other gig drivers who are paid as independent workers and have been surprised by a quarterly or filing-time bill. New gig workers setting up their money habits before the first bill arrives. And any driver working across several apps who wants one income record instead of three separate earnings screens to reconcile from memory.
How to use it: once a month, copy each app’s earnings summary into the income log and file the month’s expense receipts the same sitting. Keep your set-aside percentage current — set it with a tax professional, move that share aside as you earn, and re-check it on the date the kit sets. At quarter end, run the worksheet, follow the payment-day checklist, and file the confirmation with the quarter. The included spreadsheet does the arithmetic for real: its demo quarters total $17,050 in income and $4,120 in expenses for a $12,930 net, with live formulas you replace with your own figures.
This kit is a general calculator and record-keeping tool you complete from your own earnings records, receipts, and professional guidance. It is not tax, legal, or financial advice — consult a qualified tax professional about your situation. It states no tax rate, deduction rule, filing deadline, or penalty as applying to you, and guarantees no outcome.
Turn the lump sum into a habit you barely notice:
Get it on DealShore: https://dealshore.com/gig-worker-quarterly-tax-calculator/
Get it on Etsy: https://dealshore.etsy.com
Get free sample pages + new kit alerts — email contact@dealshore.com